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# How to Process Credit Cards in Xoro?
Once your payment gateway(s) is integrated into Xoro and the default account is set up, you can process the credit card payments in Xoro. You can process the credit cards to make an invoice payment or record a customer deposit.
### Invoice Payments
You can process invoice payments in Xoro in two primary ways:
1. **Sending Invoice Payment Links**
One of the most convenient ways to process credit card payments in Xoro is by sending invoice payment links to your customers. Sending a payment link to your customers allows them to enter their credit card information and complete the payment independently. This method offers flexibility and ease of payment. \
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Additionally, it also enables customers to save their credit card details for future transactions, simplifying the payment process.
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You can also save the customer's credit card info from the 'Customer' module.
2. **Paying Directly in the Invoice Payment Module**
Alternatively, you can process credit card payments directly within the Invoice Payment module of Xoro. To pay an invoice within Xoro:
* Navigate to the Invoice Payment module.
* Select 'Credit Card' as the payment method.
* Click on "Process Card" and you will be navigated to the "Credit Card Payment" screen.
* At this point, you'll see the default “Payment Service Account.” If necessary, you can select a different account from the dropdown menu.
* Fill in the card details and click "Confirm". Click on "Save card details for future payment(s)" to save the card details for future payments. If any credit card(s) are saved with the Customer, you can choose one to autofill the “Card Details”.
* Click on "Pay" to complete the payments.
These options provide flexibility for both businesses and their customers, ensuring a seamless payment experience.
### Customer Deposits
Similar to invoice payments, customer deposits can also be processed in Xoro. The customer can process the credit card when making a customer deposit payment via a payment link.
Similarly, process the card when recording customer deposits in the 'Customer Deposit' module. Select 'Credit Card' as the payment method. Then, click on "Process Card." Enter the card details to record the payment.
The process mirrors the steps outlined above, offering an efficient way to manage and record deposits.
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