> For the complete documentation index, see [llms.txt](https://docs.xorosoft.com/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.xorosoft.com/xoroerp-1/utilities/manage-credit-card-payment-services/payment-gateways-in-xoro/connecting-payment-gateways.md).

# Connecting Payment Gateways

To use a payment gateway for making and receiving payments in Xoro, it is essential to connect to the payment gateway first. In XoroERP system, you can manage all your payment-related services from the “**Manage Credit Card** **Payment Services**” module. This module allows you to connect to a payment gateway and set up the payment accounts for the gateways.

To connect to a payment gateway, you require the login credentials for the gateway. After you have logged in and connected to the payment gateway, you can go ahead and set up the bank accounts. You can add multiple accounts of different currencies to a payment gateway.

Xoro supports the following 5 Payment Gateways:

1. Stripe
2. Moneris
3. Authorize.Net
4. Global Payments
5. Fuze Payments (I3 Verticals)

Let's see how you can connect to these gateways.

{% hint style="info" %}
To connect to the payment gateways, go to Menu > Utilities > Manage Credit Card Payment Services&#x20;
{% endhint %}

### Stripe

* In the Manage Payment Services module, under the “Add Services” tab, hit "Connect" against the “Stripe” Payment Gateway.
* Enter the" Account Name" and hit "Connect".
* You will be navigated to the Stripe website. Sign in if you have an Account created with Stripe or fill in the details to create an Account.
* Once Stripe is integrated into Xoro, it will be shown under the “Active Services” section.

**Cards Accepted by Stripe**: Stripe supports several card brands, from large global networks such as Visa and Mastercard to local networks like Cartes, Bancaires in France or Interac in Canada. When you integrate Stripe, you can begin accepting a diversity of card brands including:

* American Express: All countries
* Discover & Diners: Canada and United States
* Japan Credit Bureau (JCB): Australia, Canada, Japan, New Zealand, and the United States
* Mastercard: All countries
* Visa: All countries

### Moneris

* In the Manage Payment Services module, under the “Add Services” tab, hit "Connect" against the “Moneris” Payment Gateway.
* Sign in if you have an Account created with Moneris or fill in the details to create an Account.
* Once Moneris is integrated into Xoro, it will be shown under the “Active Services” section.

**Cards Accepted by Moneris**: Visa, Mastercard, American Express, and Discover.

### Authorize.net

* In the Manage Payment Services module, under the “Add Services” tab, hit "Connect" against the “Authorize.net” Payment Gateway.
* Sign in if you have an Account created with Authorize.Net or fill in the details to create an Account.
* Once Authorize.net is integrated into Xoro, it will be shown under the “Active Services” section.

**Cards Accepted by Authorize.net**:

* American Express: All countries
* Discover & Diners: Canada and United States
* Japan Credit Bureau (JCB): Australia, Canada, Japan, New Zealand, and the United States
* Mastercard: All countries
* Visa: All countries
* EnRoute
* eCheck.Net
* Paypal

### Global Payments

* In the Manage Payment Services module, under the “Add Services” tab, hit "Connect" against the “Global Payments” Payment Gateway.
* Sign in if you have an Account created with Global Payments or fill in the details to create an Account.
* Once Global Payments is integrated into Xoro, it will be shown under the “Active Services” section.

**Cards Accepted by Global Payments**: Visa, Mastercard, Amex, Union Pay, Discover, JCB.

### I3 Verticals

* In the Manage Payment Services module, under the “Add Services” tab, hit "Connect" against the “I3 Verticals” Payment Gateway.
* Sign in if you have an Account created with Global Payments or fill in the details to create an Account.
* Once I3 Verticals is integrated into Xoro, it will be shown under the “Active Services” section.

**Cards Accepted by I3 Verticals**:&#x20;

{% hint style="info" %}
**You can connect more than one Payment service with Xoro, depending upon the Currency to be used.**
{% endhint %}

### Setting up Payment Accounts

After connecting the gateways, the next step is to set up the payment accounts to enable card processing. Please follow the steps mentioned below to set up payment accounts.

* Click on the "Link Xoro Bank Accounts" against the payment gateway for which you want to set up payment accounts.

  <figure><img src="/files/JZslVhFfUeNPAvy790k4" alt=""><figcaption></figcaption></figure>
* In the Setup Payment Accounts page, select the Account, Currency, and click "Add" to add the bank account.

  <figure><img src="/files/GHrPOWXoTUrjjT5vBE4z" alt=""><figcaption></figcaption></figure>
* Link the currencies that you have in Stripe to your Bank Account in Xoro.

  <div align="left"><figure><img src="/files/n1N5MqvD1J1sYtDiypak" alt=""><figcaption></figcaption></figure></div>
* You can add multiple bank accounts and select one of them as the Default Account and then click "Set Default" to complete the process.

  <div align="left"><figure><img src="/files/Nvsvxj8z5M3iic5SGK3I" alt=""><figcaption></figcaption></figure></div>

You are now ready to process the Cards in Xoro.

### Default Payment Gateway

If you have connected multiple payment gateways, you can set one as the default gateway. So, every time you make a payment, the default payment gateway will be automatically selected.&#x20;

To set a gateway as default, in the "Active Services" section, go to Options > Set as Default.

<figure><img src="/files/ATTl99yyphyHlzzm9h15" alt=""><figcaption></figcaption></figure>


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